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Project Financing

Make Your Home Project Easier to Plan For

A new roof, custom deck, siding replacement or interior remodel can be a significant investment. Naperville Roofing & Construction offers financing through Service Finance, giving qualified homeowners another way to plan for eligible home improvement projects.

Start by understanding your project and getting an estimate from NRC. Once you know the scope and expected investment, you can decide how you want to pay for the work and whether financing makes sense for you.

01

Plan Your Project

Tell NRC what you want to repair, replace, build or remodel.

02

Get Your Estimate

Review the project scope, material choices and expected investment.

03

Explore Financing

Apply through Service Finance if financing makes sense for your project.

04

Build

Move forward with NRC once your project and payment plan are in place.

Completed custom deck project by Naperville Roofing and Construction
Plan Around the Project

Big Home Projects Don't Always Arrive at the Perfect Time

Some improvements are planned months in advance. Others become necessary sooner than expected. A roof can reach the end of its service life, siding can need replacement, or a remodeling project can grow as you make selections and uncover existing conditions.

Financing gives eligible homeowners another way to approach the investment. But the first step is still the same: understand the work, define the scope and get a realistic estimate.

Start With an Estimate →
Projects You Can Finance

One Financing Resource for Your NRC Project

NRC works across the home, from exterior protection to outdoor living and interior remodeling. Financing through Service Finance may be used for eligible NRC projects, subject to approval and the terms offered by the financing provider.

Completed roofing project by Naperville Roofing and Construction
Roofing

Protect the Home From the Top Down

Roof replacement can involve much more than installing new shingles. The project may include tear-off, decking repairs, underlayment, flashing, ventilation and other components that affect the performance of the finished roofing system.

NRC evaluates the roof and defines the project scope so you can understand the expected investment before deciding how you want to pay for it.

Explore Roofing →
Completed deck and outdoor living project by Naperville Roofing and Construction
Decking

Create More Living Space Outside

A new deck can transform how you use your backyard, but the total project involves more than deck boards alone. Size, framing, stairs, railings, materials, layout and site conditions can all shape the final scope.

Starting with a detailed project plan helps you understand what you're building and what it will cost before you explore financing options.

Explore Decks & Patios →
Completed siding project by Naperville Roofing and Construction
Siding & Exterior

Invest in the Exterior of Your Home

Siding projects can improve appearance while addressing an important part of the home's exterior. Material selection, square footage, trim details, existing conditions and the complexity of the home can all affect project cost.

NRC can help define the work and provide an estimate before you decide whether financing belongs in your project plan.

Explore Siding →
Completed kitchen remodeling project by Naperville Roofing and Construction
Interior Remodeling

Plan the Space You Actually Want to Live In

Kitchens, bathrooms, basements and other interior renovations can involve cabinetry, countertops, flooring, fixtures, electrical work, plumbing, finishes and structural changes. Selections can significantly change the scope of the project.

Building a realistic project estimate first gives you a much better foundation for deciding whether to pay directly or explore financing.

Talk With NRC About Your Project →
Completed bathroom remodeling project by Naperville Roofing and Construction
Understanding Your Investment

Why Home Improvement Project Costs Can Vary

Two projects that sound similar can require very different budgets. A roof, deck, siding installation or remodel should be priced around the actual home and scope of work rather than a generic online average.

Project Size & Scope Larger or more involved projects require more material, labor and project time.
Material & Finish Selections Product choices can change both the appearance and the total investment in a project.
Existing Conditions Removing old materials can reveal damage or conditions that need to be addressed before new work continues.
Design & Complexity Roof lines, deck layouts, architectural details and remodeling selections can increase the complexity of installation.
Additional Project Components Railings, flashing, ventilation, trim, cabinetry, fixtures and other components can expand the overall scope.
Financing Through Service Finance

Ready to Explore Financing?

Once you understand your NRC project and expected investment, you can apply for financing through Service Finance. Review the financing options offered to you carefully and choose the approach that works for your situation.

Apply for Financing Financing is subject to approval. Service Finance determines eligibility, rates, terms, payment options and other financing conditions.
Before You Apply

Know the Project Before You Decide How to Pay for It

Financing is only one part of a home improvement decision. Before applying, make sure you understand what NRC is proposing and what is included in your project estimate.

Then evaluate the financing offer separately. Look beyond the monthly payment and review the actual terms provided by Service Finance before accepting an offer.

  • Review the complete NRC project scope.
  • Understand your material and finish selections.
  • Ask what is included in the estimate.
  • Consider how project changes could affect the final cost.
  • Review the rate, term, payment structure and applicable fees in your financing offer.
Finished kitchen renovation by Naperville Roofing and Construction
Financing FAQs

Questions About Financing Your NRC Project?

Start with the project itself, then explore the financing options available for eligible work.

What types of NRC projects can I finance?

Can I finance a roof replacement?

Can I finance a new deck?

Can I finance siding or an interior remodel?

Should I get a project estimate before applying?

Why can the cost of two similar projects be different?

Who determines whether I am approved for financing?

Where do I apply for NRC financing?

 
 
Start With Your Project

Your Next Step Is Knowing What You Want to Build

Tell NRC about your roofing, decking, siding or remodeling project. We'll help you define the work and expected investment so you can decide how you want to move forward.

We are ready to help you!

We can build your dream project!